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It is 2025, and you are considering opening an account with YouHolder. However, you may be unsure if the exchange will meet your needs. This 2025 YouHodler review is for you.
While we don’t offer financial advice, we’ll save you time by exploring the features and services of this cryptocurrency exchange. This analysis is up-to-date for 2025, and it covers YouHodler’s trading options, lending capabilities, and unique offerings in the crypto market.
We’ll examine YouHodler’s background, user experience, security measures, and fee structure. Our review will also examine the platform’s supported countries, deposit and withdrawal methods, and customer support quality.
Throughout this YouHodler crypto review, we aim to provide you with a comprehensive understanding of the platform’s strengths and potential drawbacks.
So, if you’re considering opening a YouHodler to trade, borrow, or earn interest on your crypto assets, our goal is to help you make an informed decision. Keep reading to learn about its features and more.
Why Trust Us?
Here at CryptoManiaks.com, we’ve been involved in the cryptocurrency industry for many years. Our team’s experience allows us to provide informed, up-to-date information on crypto exchanges and related services.
We recognize the importance of choosing the right crypto exchange. Our review process is designed to help you make an informed decision. When evaluating platforms like YouHodler, we test the platform’s features firsthand, analyze user feedback from various sources, examine security measures and regulatory compliance, and much more.
Our reviews aim to provide a balanced perspective. We highlight both the strengths and potential drawbacks of each platform, allowing you to weigh the factors that matter most to your needs.
We present our findings in a clear, simple manner. Our goal is to equip you with accurate, relevant information so you can decide which exchange best suits your requirements.
We regularly update our reviews to ensure you have access to the most current information. This commitment to accuracy and timeliness makes CryptoManiaks.com a reliable resource for information on exchange for cryptocurrency, including YouHodler.
Key Takeaways
- Established in 2018, YouHodler is relatively new, potentially impacting user confidence
- YouHodler offers robust security with Ledger Vault’s $150 million insurance program
- Standout features like Multi HODL and Turbocharge allow for portfolio diversification and active interest compounding
- The platform provides attractive interest rates, particularly for stablecoins, enhancing crypto savings
- Loans are restricted to USD, EUR, GBP, and BTC based on collateral, limiting currency options
- The platform lacks full transparency about its business model, prompting caution among users
Pros and Cons of YouHodler
You may not have enough time to read this full YouHodler review, but it is understandable. So here is an actionable summary to help you know the pros and cons of creating an account with Youhodler.
Pros of Using YouHodler
Cons of Using YouHodler
YouHodler – A Brief Overview
YouHodler is a cryptocurrency platform that aims to bridge the gap between traditional finance and digital assets. It is a Swiss and EU-based exchange that offers unique fintech solutions in the crypto industry. The brand focuses on providing a versatile suite of crypto-related financial services.
At its core, YouHodler offers a blend of trading, borrowing, and earning opportunities. The exchange allows users to trade various cryptocurrencies, borrow against their digital assets, and earn high-yield interest on their crypto holdings.
One of YouHodler’s distinguishing features is its support for cryptocurrencies and fiat currencies. This approach caters to users who want to move seamlessly between the crypto and traditional financial worlds.
The platform’s services are designed to accommodate a range of users, from those taking their first steps in the crypto space to more experienced individuals looking for advanced financial tools.
Who founded YouHodler?
Founded in 2017 by Ilya Volkov and some other cofounders, YouHolder is based in Lausanne, Switzerland. They are registered as a Virtual Asset Service Provider (VSAP) with the Bank of Spain, approved by Organismo Agenti e Mediatori (OAM) in Italy. They are working on obtaining more licenses in other jurisdictions.
YouHodler emerged to address the growing demand for versatile crypto services. The exchange aims to bridge the gap between traditional finance and digital assets.
YouHodler has established a unique market position by offering various services suitable for various user needs. The platform supports numerous cryptocurrencies and trading pairs, enhancing its appeal to diverse users.
It supports four fiat currencies (EUR, USD, GBP, CHF), setting it apart from many competitors focusing solely on crypto-to-crypto transactions. Users also benefit from various fiat and crypto payment options, increasing overall accessibility.
While not the largest in trading volume, YouHodler’s multifaceted platform capabilities and focus on user security have helped maintain its competitive edge in the crypto market.
Supported Countries
YouHodler restricts users from several countries, including those mentioned in the original list. However, the full list of prohibited countries is more extensive:
- USA
- Canada
- China
- Afghanistan
- Algeria
- Bangladesh
- Belarus
- Bolivia
- Crimea, Donetsk, Luhansk
- Cuba
- Egypt
- El Salvador
- Iran
- Iraq
- Morocco
- Myanmar
- Nepal
- North Korea
- North Macedonia
- Pakistan
- Palestinian Territories
- Russia
- Sudan
- Syria
- Qatar
- Tunisia
- Saudi Arabia
- Dominican Republic
Additionally, YouHodler offers limited services in:
- Switzerland (due to local legal restrictions)
- Singapore (no fiat transfers are supported)
In addition to these specific exclusions, YouHodler does not provide services to countries listed under US, EU, Swiss, or UN sanctions or embargoes. This broader restriction ensures compliance with international regulations.
The platform has obtained licenses to operate in Italy and Switzerland, indicating a strong presence in these European markets. YouHodler also supports multiple languages on its site, including English, French, Italian, Spanish, and German, suggesting availability and focus on these language markets.
For other countries, which are not explicitly restricted, it’s generally assumed that YouHodler’s services are available. However, the availability of specific features or services may vary depending on your local regulations.
You should always verify your eligibility based on your specific location, as regulations and the platform’s policies may change over time. It’s advisable to check YouHodler’s most current terms of service or contact its support for the most up-to-date information on country availability.
It’s also important to note that YouHodler prohibits users under 18 years old and allows only one account per person.
YouHodler – Features/Services
YouHodler offers a diverse range of features and services. Let’s explore the platform’s layout, trading pairs, order types, and other key aspects that characterize the exchange and its services.
Layout and ease of use
YouHodler’s interface is designed with user-friendliness in mind, earning high marks for cleanliness and fluidity. The platform’s layout is simple and minimalistic, avoiding overwhelming graphics or effects that could distract users.
Navigation through YouHodler is simple, with a clean and purposeful interface allowing easy management of various features. The fluid, fast-loading design contributes to a seamless user experience.
While the platform’s core functions are easy to grasp, some users might find the more advanced features, such as the Turbocharge option, requiring a learning curve. However, YouHodler provides educational resources to help users master these complex features.
Available trading pairs
YouHodler offers a substantial selection of trading pairs. The exchange supports over 100 different trading pairs (both crypto-to-crypto and crypto-to-fiat), providing users with ample options for their cryptocurrency transactions.
Standard trading pairs include popular combinations such as:
- BTC/USDT
- ETH/USDT
- BTC/EURS
- ETH/BTC
YouHodler also features some interesting and less common pairs, adding diversity to its offerings:
- PAXG/USDT (Paxos Gold/Tether)
- XAUT/USDT (Tether Gold/Tether)
- AGIX/USDT (SingularityNET/Tether)
- MAV/USDT (Maverick Protocol/Tether)
The platform supports trading with multiple stablecoins, including USDT, EURS, and XCHF, providing options for users who prefer to trade against different fiat-pegged cryptocurrencies.
Notably, YouHodler allows trading against the Euro for several major cryptocurrencies, including BTC, ETH, and SOL, which can be particularly useful for European users or those looking to diversify their trading strategies.
Order Types Available
YouHodler offers a selection of order types to cater to different trading strategies and preferences. The platform provides four main types of orders: market order, pending order, limit order, take profit order, leverage trading, and stop loss order.
A market order is the most simple type of order. When you place a market order, it’s executed immediately at the best available current market price. It’s ideal for traders who prioritize quick execution over precise pricing.
Opening a pending order might be the most convenient strategy for traders who are not always on deck to watch the market. This unique feature allows users to set a ‘trigger’ price point. Once the price reaches the number, the order gets executed automatically.
With a limit order , you set a specific price at which you want to buy or sell an asset. The order will only be executed if the market reaches your specified price. This allows for more control over your entry or exit points in the market.
Take-profit orders are designed to lock in profits. You set a target price higher than the current market price for a sell order (or lower for a buy order). If the market reaches your target, the order is automatically executed.
Leverage trading allows users to use small amounts of capital to improve their chances of getting as high as x70 of their original wager. This is also known as margin trading or margin finance. It is often advised to have a risk management strategy if you want to pursue this.
A stop-loss order helps manage risk by automatically closing your position if the market moves against you to a certain point. You set a price at which you want to exit the market to limit potential losses.
The trading interface is simple and quite easy for new traders but might be a turn-off for advanced traders. These order types provide flexibility for different trading scenarios, allowing you to implement various strategies based on market conditions and your personal trading style.
Lending/Borrowing Features
YouHodler offers both lending and borrowing features, providing users with additional ways to leverage their crypto assets.
Lending on YouHolder
This exchange is known to offer high-yield savings accounts for cryptocurrencies. This allows users to earn interest on their assets. The earning rate varies according to the type of cryptocurrency and how long they are holding it.
These are the most popular rates:
- Bitcoin (BTC) and Ethereum (ETH): Up to 12% APY
- Tether (USDT): Up to 20% APY
- Solana (SOL): Up to 6% APY
- Polkadot (DOT): Up to 14% APY
Borrowing on YouHolder
You can get crypto-based loans on YouHolder if you have the following features:
- As a user, you can borrow against your crypto holdings using over 50 cryptocurrencies as collaterals.
- Loans can be received in multiple currencies, including USD, EUR, CHF, GBP, BTC, and other stablecoins.
- Borrowing rates start at 19.5% APR annually on top cryptocurrencies like BTC, ETH, etc.
- Interest rate ranges from 0.0099% to 0.05% per day.
This exchange has one of the highest loan-to-value ratios (LTV ratio) on the market at about 97%. This is higher than 90% of the exchanges you might have heard of.
If you meet the stipulated requirement, YouHolder offers standard loan options:
- 90% LTV for 30 days.
- 70% LTV for 60 days.
- 50% LTV for 180 days.
Loan fees vary between 2% and 8%, depending on the selected terms.
Staking and Earning on YouHolder
Instead of staking rewards traditionally, YouHodler offers rewards to holders over certain cryptocurrencies. The only difference is that your assets won’t be locked – this means you can withdraw at any time.
Choosing to hlod can earn you up to:
- Ethereum (ETH): Up to 4% APY.
- Solana (SOL): Up to 6% APY.
- Polkadot (DOT): Up to 14% APY.
The exchange’s earning feature appears to be more flexible, allowing users to earn interest on their crypto without fixed lock-up periods.
Supported Wallets
YouHodler primarily functions as a centralized platform, focusing on providing an all-in-one solution for users’ cryptocurrency needs. The exchange offers its integrated wallet system, which allows users to store, manage, and trade their digital assets directly within the YouHodler ecosystem.
This built-in wallet supports a wide range of cryptocurrencies, including popular coins like Bitcoin (BTC), Ethereum (ETH), Binance Coin (BNB), Solana (SOL), and many others. The wallet is designed to work seamlessly with YouHodler’s other features, such as trading and lending.
YouHodler allows users to deposit cryptocurrencies from any external wallet. Similarly, users can withdraw their assets to external wallets of their choice. This flexibility enables users to move their funds between YouHodler and other platforms or personal wallets as needed.
While YouHodler doesn’t offer a standalone wallet application, its integrated wallet system serves the primary functions of storing and managing cryptocurrencies within the platform’s ecosystem.
Supported Coins
YouHodler supports a diverse range of 50+ cryptocurrencies, offering users access to both established and emerging digital assets.
Beyond the major cryptocurrencies like Bitcoin and Ethereum, YouHodler includes support for several newer and unique tokens, such as:
- Arbitrum (ARB): a layer-2 scaling solution for Ethereum
- Gala (GALA): a blockchain gaming platform token
- Fetch.ai (FET): an AI and machine learning blockchain project
- SingularityNET (AGIX): a decentralized AI marketplace token
The platform also supports various stablecoins, including USDT, EURS, DAI, PAX, and XCHF, providing options for users who prefer to trade against different fiat-pegged cryptocurrencies.
While YouHodler offers a wide selection, it’s worth noting that the list of supported coins is subject to change based on market conditions, regulatory requirements, and the platform’s assessments of each asset.
User Profiles
YouHodler’s platform design prioritizes individual financial activities over social features. The focus is on personal account management, trading, and financial operations.
User profiles on YouHodler are private, with access restricted to the account holder. This approach aligns with the platform’s emphasis on security and privacy, especially considering the sensitive nature of financial transactions.
While you can manage your own profile and account settings, interaction with other users’ profiles or a community-based system doesn’t appear to be a feature of YouHodler’s current offerings. Instead, the platform provides a streamlined experience for your personal cryptocurrency trading and financial services.
Yield Accounts
YouHodler offers yield accounts as part of its suite of services, allowing users to earn interest on their crypto holdings. This feature is designed to provide passive income opportunities for users who want to maximize the potential of their digital assets.
The platform supports earning interest in various cryptocurrencies, including popular coins like Bitcoin (BTC), Ethereum (ETH), and others. Users can deposit their crypto into these yield accounts and start earning interest without having to actively trade or manage their positions.
Interest rates on YouHodler’s yield accounts are competitive, although specific rates may vary depending on the cryptocurrency and market conditions.
To use the yield account feature, users typically need to transfer their cryptocurrencies to their YouHodler account. The exchange then uses these funds for various financial activities, such as lending to other users or market making, which generates the yield paid back to account holders.
It’s important to note that while yield accounts can offer attractive returns, they also come with their own set of risks. Users should carefully consider these risks and understand the terms and conditions before using this feature.
User Experience
YouHodler’s user experience is a crucial aspect of its platform. Let’s dive into the functionality of the exchange, the registration process for new users, and the educational resources available to help navigate the crypto world.
Functionality
YouHodler’s platform is designed to focus on smooth operation and a user-friendly interface. The exchange has a clean and purposeful layout, earning high marks for both interface cleanliness and fluidity. Users can expect a fast-loading, fluid experience when navigating through the various features and services.
The platform’s design is simple and minimal, avoiding overwhelming graphics or effects that could potentially slow down performance. This streamlined approach contributes to the overall functionality, allowing users to execute trades and manage their accounts efficiently.
While the core functions of the exchange are simple to use, some of the more advanced features might require a learning curve for new users. However, YouHodler addresses this by providing educational resources to help users master these complex features.
As of [current:year], there are no reported widespread issues or persistent lags. However, as with any online platform, occasional technical issues can occur, and users are encouraged to reach out to YouHodler’s customer support if they encounter any problems.
Registration Process
The registration process on YouHodler is designed to be simple but comprehensive, adhering to regulatory requirements.
First, you must provide basic information such as your country, email address, and password. After this initial step, you must validate your email address to proceed.
YouHodler implements Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures as part of its compliance measures. This means users are required to provide additional personal information, including:
- Full name
- Date of birth
- Residential address
- Government-issued ID
The exchange also requires address validation, which may involve submitting proof of residence documents.
While these steps complicate the registration process, YouHodler must operate within legal frameworks and maintain its licenses in Italy and Switzerland.
It’s important to note that verification is mandatory before you can deposit, trade, or withdraw funds on the platform. This might extend the time it takes to start using YouHodler’s services fully, but it contributes to the overall security and legitimacy of the platform.
The ease of registration largely depends on how quickly you can provide the required information and documents. Once submitted, the verification process typically doesn’t take long, allowing you to access the full range of YouHodler’s services relatively quickly.
Educational Resources Available
YouHodler provides educational resources to help users navigate the platform and understand cryptocurrency concepts. These resources include videos and a glossary.
The exchange’s instructional videos explain various aspects of its services and crypto trading. You can find these on YouHodler’s YouTube channel, which showcases platform features and provides guidance on using the exchange.
YouHodler maintains an extensive glossary of cryptocurrency and finance-related terms. This resource is particularly useful for newcomers to the crypto space or those encountering unfamiliar terminology while using the platform.
YouHodler also maintains active communities on social media platforms like Twitter (X), Discord, and Telegram. These channels aren’t explicit educational resources, but they often serve as informal spaces for learning, where users can ask questions and share knowledge about the exchange and cryptocurrency in general.
The platform’s website is available in multiple languages, including English, French, Italian, Spanish, and German, making these educational materials accessible to a wider audience.
Is YouHodler Safe
YouHodler prioritizes security to protect user funds and data. The platform implements several key security features:
- Various two-factor authentication (2FA) options – SMS, Authy, and Google Authenticator
- 256-bit SSL encryption to secure data transmissions
- Anti-phishing code to help users identify legitimate YouHodler communications
To further secure user funds, YouHodler has partnered with Arch UK Lloyds of London syndicate for insurance coverage. This insurance protects against risks such as employee theft caused by collusion and third-party theft of private keys or master seed in the event of a physical breach of hardware security.
While the platform has experienced a security breach in the past, specific details about the incident and how it was handled are not provided in the current information.
YouHodler operates within a robust regulatory framework. It has obtained licenses to operate in Italy and Switzerland, demonstrating compliance with local regulations.
Furthermore, mandatory KYC and AML procedures are in place, so all users must complete verification before they can deposit, trade, or withdraw funds.
These measures align with international standards for crypto exchanges and financial services providers. The licenses obtained in Italy and Switzerland indicate that YouHodler meets the regulatory requirements in these jurisdictions, which are known for their stringent financial regulations.
YouHodler’s commitment to regulatory compliance and security measures contributes to its overall safety profile. However, as with any financial platform, users should always exercise caution and follow best practices for securing their accounts and personal information.
YouHodler Fees/Interest Rates/Lending Rates
YouHodler’s fee structure varies depending on the type of transaction and service used.
For deposits and withdrawals, fees range from free to a percentage-based charge:
- Cryptocurrency deposits are generally free
- Bitcoin withdrawal fees are flexible, likely adjusting based on network congestion
- Fiat currency deposits incur fees between 0% and 4.5%
- Fiat withdrawals are charged between 0.15% and 1.5%
Regarding lending rates, YouHodler offers competitive options for borrowers. The lowest borrowing rate starts at 0.0178% per day, which translates to approximately 6.5% annually. This rate applies to stablecoins like Tether and fiat currencies including Swiss Franc, Euro, British Pound, and US Dollar.
It’s important to note that fees and rates may vary based on factors such as transaction size, chosen cryptocurrency, and market conditions. Users are encouraged to check the platform’s current rates and fees before engaging in any transactions, as these can change over time.
When compared to other exchanges, YouHodler’s fee structure falls in the mid-range. While some aspects, like crypto deposits, are competitive, others, such as fiat currency transactions, may be higher than some alternatives in the market.
Deposit and Withdrawal Methods
YouHodler offers a variety of deposit and withdrawal methods, catering to both cryptocurrency and fiat currency users.
Deposit methods include:
- Bank Transfer (SEPA)
- Apple Pay
- Visa
- MasterCard
- AdvCash
- Changelly
- Cryptocurrencies (including BTC, ETH, BNB, SOL, XRP, ADA, and many others)
There are four withdrawal methods available:
- Bank Transfer (SEPA)
- Visa
- MasterCard
- Cryptocurrencies (same range as deposits)
Regarding fees, here’s what you need to know:
- Cryptocurrency deposits are generally free
- Bitcoin withdrawals have a flexible fee structure
- Fiat deposits range from 0% to 4.5%
- Fiat withdrawals range from 0.15% to 1.5%
Accepted fiat currencies are EUR, USD, GBP, and CHF. For cryptocurrencies, there are over 50 different coins including major ones like BTC, ETH, BNB, SOL, XRP, ADA, and many others.
Regarding limitations, verification is required before you can deposit, trade, or withdraw funds. The minimum deposit amount is 5 USD or equivalent. Geographical restrictions apply sitewide.
Users should know that while crypto deposits are generally free, network fees may still apply. It’s advisable to check the current fee structure before making transactions, as these can change based on market conditions and platform policies.
Customer Support and Feedback
YouHodler offers multiple phone support, email support, and live chat.
The exchange’s support accessibility scores 4 out of 5, indicating that contact information is relatively easy to find. Support efficiency also rates 4 out of 5, suggesting that the team is generally helpful and responsive.
Support is available in English, with the possibility of additional language support through translation services. The live chat feature operates 24/7, providing users with round-the-clock assistance.
Looking at various YouHodler reviews online, user experiences with the exchange’s customer support have been mixed. It has garnered positive feedback for its 24/7 live chat availability. The platform’s multiple contact methods give users flexibility in seeking help. Many users have reported generally efficient and helpful responses from the support team.
However, some users have expressed frustration with using bots before connecting to a human agent, which can slow down the process of getting personalized help. Occasionally, they have also reported instances of poor communication from support or situations where support staff couldn’t provide comprehensive answers to all questions.
The platform itself receives praise for its clean and fluid interface, making it easy for users to navigate and manage their accounts. The wide range of supported cryptocurrencies and fiat payment options is another highlight. Mobile users have also expressed satisfaction with the YouHodler app.
Conversely, some users have voiced concerns about the lack of advanced trading features such as futures and margin trading. The unclear information about trading fees and commissions has also been a point of contention.
Additionally, the mandatory verification process required before depositing, trading, or withdrawing funds has been seen as a drawback by some users who prefer quicker access to trading functionalities.
Overall, while YouHodler’s support system and platform features have many strengths, there’s room for improvement in areas such as advanced trading options and fee transparency. The balance of positive and negative feedback suggests that the exchange caters well to its target audience but may not meet all the needs of more advanced traders.
YouHodler Mobile app
YouHodler offers a mobile app for both Android and iOS devices, extending its services to users on the go. The app mirrors the desktop version’s functionality, allowing users to manage their accounts and execute transactions from their smartphones or tablets.
Key features of the YouHodler mobile app include:
- High ratings on both Android and iOS platforms, indicating user satisfaction
- A user interface that maintains the clean and purposeful design of the desktop version
- Fast-loading pages for a smooth mobile experience
The app provides access to YouHodler’s core services, including:
- Crypto trading
- Lending and borrowing features
- Yield-generating accounts
Security remains a priority in the mobile version, with features like 2FA available to protect user accounts.
The mobile app’s design focuses on simplicity and ease of use, avoiding overwhelming graphics or effects. This approach ensures that even users new to cryptocurrency trading can navigate the app effectively.
While the app offers comprehensive functionality, it’s worth noting that some advanced features might require a learning curve, similar to the desktop platform. However, the app’s intuitive design helps mitigate this challenge for most users.
Overall, the YouHodler mobile app is a portable platform extension, allowing users to manage their crypto assets and engage with the platform’s services anytime, anywhere.
Noteworthy Features
YouHodler offers a few unique features that place it above other DeFi platforms which may also offer exceptionally high rates of earning crypto or better loan terms.
Feature 1: Turbocharge
YouHodler allows people to clone their collateral through a “cascade of loans” principle.
For example:
You take out a loan for $1000 in BTC.
You can then use that $1000 in borrowed BTC as collateral to take out a $600 loan in a different cryptocurrency, such as LINK.
You can then use that $600 of LINK as collateral to take out $300 in DASH.
You can then use that $300 in DASH as collateral to take out $100 in BAT.
The Cascade of Loans principle described above can also be called a “chain of loans.”
A chain of loans with diverse cryptocurrencies also helps expand a customer’s portfolio.
The purchases of additional loans on the chain are without commission.
The benefit is that your portfolio will be diversified and potentially more profitable.
The danger is that a default on one loan can trigger a default on all the loans.
You can turbocharge your YouHodler account by using the following cryptocurrencies:
BTC, ETH, PAXG, LINK, HT, BNB, XRP, XLM, LTC, BCH, BSV, DASH, EOS, REP, ETC, BAT, TRX, ADA, XMR, XTZ.
The process is as simple as getting a loan:
- Transfer crypto to your YouHodler wallet so that the amount of crypto can be used as collateral for a first loan in the “cascading loan chain.”
- Calculate turbocharged amount by using YouHodler to automatically borrow funds from the first loan — which will buy more crypto and get a second loan.
- Set your Take Profit price where YouHodler Turbocharge will automatically use the collateral to repay the fees of the loans in the chain. You get the rest of the crypto back and benefit from the price’s growth.
- Repay or close all loans at any time using collateral to repay the loan and take the rest of your crypto (“Close now” option).
Feature 2: Multi HODL
Use Multi Hodl with your crypto-backed loans to help you capitalize on market volatility.
Multi HODL as a market strategy was inspired by the concept of a barbell strategy.
With Multi HODL, a higher percentage of your YouHodler account stays in savings earning up to 12% per year.
A smaller percentage is used to buy more speculative, riskier assets.
If you select your Multi HODL to be 80% in your savings then you can use 20% to purchase riskier cryptocurrency assets on Youhodler and potentially make more money.
The process is simple:
- Deposit a source of funds into your YouHodler wallets or savings accounts
- YouHodler guarantees to save the interest for the total amount of your savings in your primary hodl position
- Set profit and risk levels. Pick a desired take profit amount and an acceptable level of risk for your Youhodler account
- In the case of crypto price growth, the value of your coins will multiply and the profit will go directly to the savings account you have in your YouHodler account. In the case of a decline in prices, you will get your initial deposit back minus the losses that the risky strategy may have cost
More information:
- You can get your crypto anytime
- If the price drops below the loss level you selected then your position will be closed automatically after 10 days
- You can keep using 20% of your savings for Multi HODL and 80% for low-risk instruments — or change these up as you see fit and as it works for your risk tolerance levels
YouHodler Review – Is it worth it?
As we wrap up our YouHodler review, it’s clear that the platform offers a unique blend of services in the crypto space. YouHodler’s focus on providing both trading and lending options sets it apart from many competitors.
The platform’s user-friendly interface and support for multiple fiat currencies make it accessible to users transitioning from traditional finance to the crypto world. However, the lack of advanced trading features and geographical restrictions may limit its appeal to some users.
YouHodler’s commitment to security and regulatory compliance is evident, although the mandatory verification process might be a hurdle for those seeking quick access to services. The platform’s fee structure, while competitive in some areas, could benefit from more transparency, especially regarding trading fees.
We’re interested in hearing about your experiences with YouHodler. Have you used the platform for trading or lending? How do you compare the interest rates and loan terms to other services? Your insights can provide valuable perspectives for others considering YouHodler for their crypto activities.
Frequently Asked Questions
YouHodler’s fee structure varies depending on the type of transaction and service used. Cryptocurrency deposits are generally free, while withdrawals may incur network fees. Fiat currency transactions, both deposits and withdrawals, have associated fees that range from minimal to moderate percentages. Trading fees also apply. It’s advisable to check the current fee schedule on YouHodler’s website before engaging in any transactions, as rates can change over time. YouHodler offers competitive interest rates for both borrowers and lenders. The platform provides various options for earning interest on cryptocurrency holdings, with rates that are generally attractive compared to traditional banking. Borrowing rates are also competitive, especially for stablecoins and supported fiat currencies. However, interest rates can fluctuate based on market conditions and the specific cryptocurrency involved, so it’s important to review current rates before making decisions. YouHodler supports a diverse range of cryptocurrencies, including major coins and several emerging tokens. You can trade, lend, and earn interest on popular cryptocurrencies as well as less common altcoins. The exchange also supports multiple stablecoins, providing options for users who prefer to trade against fiat-pegged cryptocurrencies. It’s worth noting that the list of supported coins may change over time based on market conditions and platform policies. YouHodler offers a diverse set of features, combining trading, lending, and earning opportunities in one platform. Its user-friendly interface makes it accessible for both beginners and experienced users. The platform supports multiple fiat currencies, allowing seamless transitions between crypto and traditional finance. YouHodler’s focus on security, including insurance coverage and regulatory compliance, adds an extra layer of protection. The availability of a mobile app also enhances convenience for users on the go. As with any financial platform, using YouHodler comes with inherent risks. Market volatility can affect cryptocurrency values and interest rates. While YouHodler implements strong security measures, no system is entirely immune to potential breaches. Regulatory changes could impact service availability or terms. Users should be aware of the platform’s geographical restrictions and mandatory verification process. It’s crucial to understand the terms of service, especially for lending and borrowing features, before engaging in transactions. Creating an account on YouHodler involves a multi-step process designed to ensure security and regulatory compliance. Begin by providing basic information like your email and password. You’ll then need to verify your email address. The platform requires completion of KYC procedures, which involve submitting personal information and identity documents. Address validation is also necessary. Once verified, you can deposit funds and start using YouHodler’s services.
What are the fees associated with YouHodler?
How do interest rates compare on YouHodler?
What cryptocurrencies can I use on YouHodler?
What are the advantages of using YouHodler?
Are there any risks with YouHodler?
How do I create an account on YouHodler?
