Kraken vs. Crypto.com

Choosing between Kraken and Crypto.com can be challenging, as both exchanges offer competitive features, strong security, and a wide range of cryptocurrencies.

But which one is the better choice for your trading and investment needs?

To help you make an informed decision, I’ve structured this Kraken vs Crypto.com comparison to break down key factors such as fees, security, user experience, and overall functionality. This review is based on extensive research, hands-on testing, and real user feedback.

By the end of this article, you’ll have all the essential information to decide whether Kraken or Crypto.com is the best crypto exchange for you.

Crypto.com Wins!

After a detailed evaluation, we believe Crypto.com comes out on top. Keep reading to find out why. You can also dive into our full Crypto.com Review, and if you’re curious, our complete Kraken Review too!

Supported Cryptocurrencies – Winner: Crypto.com

Crypto.com – 4/5

When comparing Crypto.com vs Kraken by the number of supported cryptocurrencies, Crypto.com stands out with a broader selection, appealing to users who value access to a wide range of digital assets. The platform lists over 250 cryptocurrencies, making it one of the more extensive offerings among major exchanges.

Crypto.com supports all major coins including Bitcoin , Ethereum , Litecoin , XRP, Dogecoin , and Cardano , in addition to a wide variety of ERC-20 tokens and stablecoins like USDC and USDT. A unique advantage is the platform’s native Cronos Chain, which provides access to additional tokens not readily available on other exchanges.

This broad selection gives users exposure to major, minor, and emerging assets, and includes niche tokens and innovative projects. The exchange also frequently adds new assets, enhancing opportunities for early exposure to trending coins.

Key available assets on Crypto.com include:

• Major cryptocurrencies (BTC, ETH, LTC, XRP, DOGE, ADA)
• Stablecoins (USDT, USDC)
• ERC-20 tokens (varied, including DeFi and utility tokens)
• Cronos Chain tokens (exclusive assets)
• New listings updated regularly

Kraken – 3/5

When comparing Crypto.com vs Kraken in terms of cryptocurrency variety, Kraken delivers a solid but slightly narrower selection, with over 230 supported digital assets. This still provides substantial coverage for most retail and institutional investors, particularly those focused on established cryptocurrencies.

Kraken supports leading coins such as Bitcoin , Ethereum , Solana , Dogecoin , Litecoin , and Cardano . Notably, it also supports privacy-focused assets like Monero, which is unavailable on many competing platforms including Crypto.com.

Kraken has strong integration with the Ethereum network, offering deep access to ERC-20 tokens through Ethereum and EVM-compatible chains like Arbitrum and Optimism. These integrations enable users to interact with a broad range of DeFi tokens, even if not all are directly listed on the main trading interface.

Key available assets on Kraken include:

• Major cryptocurrencies (BTC, ETH, SOL, DOGE, LTC, ADA)
• Privacy coins
• Layer 1 tokens (DOT, XTZ)
• Deep ERC-20 network integration (via Arbitrum, Optimism)
• DeFi and utility assets

When evaluating Crypto.com vs Kraken for overall cryptocurrency availability, Crypto.com wins this category with a slightly higher total number of listed tokens and support for multiple ecosystems including its own Cronos Chain. However, Kraken remains a strong option for users prioritizing privacy coins and deep DeFi access through Ethereum-compatible networks.

Trading Fees – Winner: Crypto.com

Crypto.com – 4/5

When analyzing Crypto.com vs Kraken from a trading fee perspective, Crypto.com delivers a more flexible and rewarding fee structure for active traders, particularly those who qualify for higher VIP tiers. The platform offers maker fees ranging from 0.04% to 0.40%, and taker fees between 0.10% and 0.40%, which are highly competitive in the market.

Crypto.com rewards both trading volume and tier participation, meaning users can qualify for fee discounts based on total trading activity or by focusing on altcoin volume. This dual approach offers more ways to unlock lower costs compared to platforms that rely solely on volume thresholds.

At the highest VIP level, Crypto.com offers fees as low as 0.00% for makers and just 0.020% for takers—among the best rates available to high-volume participants. The platform also provides zero-fee trading for certain top-tier users and applies a maker-taker model to stablecoin pairs, adjusting rates by asset type.

Key trading fee features:

• Maker: 0.04%–0.40%, Taker: 0.10%–0.40%
• Dual discount model: tier level + trading volume
• VIP program supports both total and altcoin volume
• Zero-fee trading for top-tier users
• Stablecoin fees vary by asset

Kraken – 3/5

When comparing Crypto.com vs Kraken in terms of cost-effectiveness, Kraken also offers a competitive fee model, particularly for users with moderate to high trading volumes. The platform uses a volume-based discount system, where maker fees range from 0.25% to 0.00% and taker fees from 0.40% to 0.10%.

Kraken’s fee discount structure is based exclusively on 30-day trading volume, without additional discount levers like altcoin trading or tier memberships. This simpler structure can be easier to understand but may offer less flexibility for users who trade specific asset classes more frequently.

Top-tier Kraken users benefit from 0.00% maker fees and 0.10% taker fees, which are favorable but still higher than the lowest available rates on Crypto.com. Kraken also includes zero-fee trading options for select trading tiers and uses a standard maker-taker model for both spot and stablecoin trading.

Key trading fee features:

• Maker: 0.25%–0.00%, Taker: 0.40%–0.10%
• Fee discounts based on 30-day trading volume
• No tier-level flexibility outside volume thresholds
• Zero-fee trading for top-tier makers
• Uniform maker-taker model

When evaluating Crypto.com vs Kraken on trading fees, Crypto.com takes the win by offering lower potential costs, a dual-qualifier VIP system, and greater rewards for altcoin-focused traders. Kraken remains competitive but lacks the same depth of incentives for users outside its top trading brackets.

Withdrawal Fees – Winner: Kraken

Kraken – 4/5

When comparing Kraken vs Crypto.com on withdrawal fees, Kraken delivers a more cost-effective solution for users withdrawing fiat via wire transfers and those seeking lower crypto withdrawal costs. The platform charges between $4 and $35 for fiat withdrawals, depending on the method selected.

This tiered pricing allows users to choose a balance between speed and cost, especially for international or wire-based transfers. For crypto withdrawals, Kraken uses a dynamic fee model that adjusts automatically based on network conditions. This means that at times of low congestion, fees may be significantly lower than fixed-rate competitors.

Examples of dynamic fee benefits include potentially lower costs for withdrawing major cryptocurrencies like BTC or ETH when network activity is low, making Kraken a strong choice for cost-conscious users moving funds off the platform.

Key withdrawal fee features:

• Fiat: $4–$35 depending on method
• Crypto: Dynamic fees based on real-time network conditions
• Flexible fee model for varied user needs
• Wire transfers often more economical than fixed alternatives

Crypto.com – 3/5

When evaluating Kraken vs Crypto.com in terms of withdrawal costs, Crypto.com provides a mixed experience depending on the type of transfer. Fiat withdrawals via ACH are free, which is a significant advantage for U.S. users utilizing this method. However, wire transfers incur a flat $45 fee, making them considerably more expensive than Kraken’s variable rates.

For crypto withdrawals, Crypto.com uses a fixed fee structure that varies by coin. For example, Bitcoin withdrawals cost 0.0006 BTC, while Ethereum withdrawals are charged at 0.005 ETH. These flat fees can be predictable but may not always reflect current network conditions, potentially making them more expensive during periods of low demand.

This fixed-fee model lacks the adaptability of Kraken’s dynamic system and may result in higher costs for some users depending on market conditions.

Key withdrawal fee features:

• Fiat: $45 for wire, free for ACH
• Crypto: Fixed fees (e.g., BTC: 0.0006, ETH: 0.005)
• No dynamic pricing for crypto
• ACH offers value; wire transfers are costly

When assessing Kraken vs Crypto.com overall, Kraken wins this category for its lower and more flexible withdrawal fees across fiat and crypto. Crypto.com is competitive for ACH users but less so for those relying on wire transfers or frequent crypto withdrawals.

Minimum Deposit – Winner: Kraken

Kraken – 4/5

When evaluating Kraken vs Crypto.com by minimum deposit requirements, Kraken offers a more accessible starting point, making it an attractive option for users with smaller budgets. Fiat deposits on Kraken can start as low as $4 via SWIFT, allowing users to fund their accounts without needing a large upfront investment.

For crypto deposits, Kraken sets variable minimums depending on the asset. For example, the minimum deposit for Bitcoin is just 0.0001 BTC. These low thresholds support users looking to test the platform or invest incrementally without making major financial commitments.

This low-barrier approach makes Kraken a user-friendly entry point into cryptocurrency trading.

Key minimum deposit features:

• Fiat: $4 minimum via SWIFT
• Crypto: Asset-specific minimums (e.g., BTC: 0.0001)
• Great for smaller budgets and incremental investing
• Easy access for new traders

Crypto.com – 2/5

When comparing Kraken vs Crypto.com in terms of deposit minimums, Crypto.com enforces higher entry requirements that may be less beginner-friendly. For fiat deposits, the minimum is $20 via ACH and a significantly higher $500 via SWIFT, which can deter users who want to start small or avoid large transfers.

Crypto deposit minimums on Crypto.com also vary by token, but the exact thresholds are not disclosed in their support documentation, which may create uncertainty for new users. This lack of transparency can be a barrier for individuals trying to calculate initial transfer requirements.

Overall, Crypto.com’s higher fiat minimums, especially for SWIFT transfers, make it a less accessible option for low-budget traders.

Key minimum deposit features:

• Fiat: $20 minimum via ACH, $500 via SWIFT
• Crypto: Varies by asset (thresholds not publicly listed)
• Less accessible to small-scale investors
• Lack of clarity on crypto minimums

When assessing Kraken vs Crypto.com on minimum deposits, Kraken clearly comes out ahead due to its low fiat entry point and transparent crypto deposit thresholds. Crypto.com’s higher requirements make it better suited to larger investors or those comfortable with higher initial funding.

Deposit Methods – Winner: Kraken

Kraken – 5/5

When comparing Kraken vs Crypto.com in terms of deposit methods, Kraken provides greater versatility, especially for U.S.-based users who want to fund their accounts via ACH transfers. ACH is supported in all U.S. states except New York, Washington, and Texas, making it a preferred method for domestic users due to its low fees and reliable processing.

In addition to ACH, Kraken also supports wire transfers, SEPA payments for EU customers, and card-based methods. Credit and debit cards are accepted, and users can also utilize digital wallet services like Apple Pay and Google Pay for added convenience. Crypto deposits are also accepted, giving users flexibility to fund accounts from external wallets.

This broad set of options makes Kraken well-suited for global users who rely on different banking methods.

Key deposit method features:

• ACH – available in most U.S. states
• Wire transfers and SEPA supported
• Credit/Debit cards accepted
• Apple Pay and Google Pay integration
• Crypto transfers from external wallets

Crypto.com – 4/5

When analyzing Kraken vs Crypto.com by deposit methods, Crypto.com offers a strong range of funding options, though it falls short in some key areas—most notably, the absence of ACH as a deposit method. This limits its convenience for U.S. users who prefer lower-cost or more traditional banking routes.

Crypto.com does support wire transfers and SEPA payments, along with credit/debit cards and digital wallets such as Apple Pay and Google Pay. Users can also deposit funds via cryptocurrency transfers, supporting a seamless transition from external wallets into the exchange.

Despite the broad range of methods, the lack of ACH reduces Crypto.com’s flexibility for users in markets where ACH is the standard for low-fee transactions.

Key deposit method features:

• Wire transfers and SEPA supported
• Credit/Debit cards accepted
• Apple Pay and Google Pay integration
• Cryptocurrency transfers supported
• ACH not available

When evaluating Kraken vs Crypto.com for deposit methods, Kraken wins due to its more comprehensive banking integration, particularly the inclusion of ACH transfers for U.S. users. Crypto.com remains strong, but its lack of ACH support limits its appeal to certain user segments.

Security Features – Winner: Kraken

Kraken – 4/5

When evaluating Kraken vs Crypto.com by their security infrastructure, Kraken provides a wide range of advanced account protection tools, giving it the edge for users prioritizing platform safety. The platform implements industry-standard 2FA and biometric authentication for login security, and stores the majority of user funds in cold wallets to reduce online exposure.

Kraken goes further by offering additional features such as a global settings lock, which prevents unauthorized changes to account security settings, and a master key—an extra password required for sensitive actions. These tools provide a deep layer of protection that’s not commonly found on many exchanges.

Kraken also runs routine security audits and maintains an active bug bounty program, encouraging responsible disclosure of vulnerabilities. Unlike Crypto.com, Kraken supports SSL encryption for secure web communication.

Key security features:

• Two-factor authentication
• Biometric authentication (e.g., fingerprint, face ID)
• Cold storage of assets
• Global settings lock and master key
• Advanced encryption and SSL support
• Regular security audits and bug bounty program

Crypto.com – 3/5

When assessing Kraken vs Crypto.com on user protection, Crypto.com also provides strong safeguards, though with a different focus. The platform supports 2FA and biometric login, and keeps funds in cold storage to protect against online attacks. It enhances user safety with withdrawal whitelisting, which restricts fund transfers to approved addresses only.

Crypto.com includes an anti-phishing code system that allows users to verify the authenticity of emails, reducing the risk of phishing attacks—a feature Kraken lacks. These protections make Crypto.com particularly strong against certain types of social engineering threats.

However, it doesn’t offer a global settings lock or master key functionality. In addition, SSL encryption is not explicitly listed as part of its web security offering, and the absence of these features lowers its overall security rating relative to Kraken.

Key security features:

• Two-factor and biometric authentication
• Cold storage of user funds
• Withdrawal whitelisting
• Anti-phishing email code
• Routine audits and bug bounty program
• No global settings lock or master key

When comparing Kraken vs Crypto.com on security features, Kraken takes the win due to its robust account-level tools such as the global settings lock, master key, and full SSL support. While Crypto.com excels in phishing and withdrawal protections, Kraken’s layered defense structure offers broader coverage for account and fund security.

Regulation – Winner: Tie

Kraken – 3/5

When comparing Kraken vs Crypto.com on U.S. regulatory compliance, Kraken maintains a solid track record of adherence, though it currently faces scrutiny from the SEC. The exchange is fully registered with FinCEN and complies with key frameworks such as the Bank Secrecy Act and OFAC sanctions regulations.

Kraken also meets CFTC compliance standards and operates legally in most U.S. states via money transmitter licenses , though the total number of licenses is fewer than those held by Crypto.com. It does not hold a Wyoming SPDI charter and has no involvement in stablecoin or banking services.

Kraken has taken a proactive stance on regulation, though ongoing litigation from the SEC underscores the growing complexity of U.S. crypto compliance.

Key regulation points:

• FinCEN-registered and BSA-compliant
• Meets CFTC standards
• Holds multiple MTLs
• Involved in SEC litigation
• No SPDI charter or stablecoin issuance
• Proactive regulatory engagement

Crypto.com – 3/5

When analyzing Kraken vs Crypto.com by regulatory footprint in the U.S., Crypto.com matches Kraken in most compliance areas, including FinCEN registration, AML and KYC requirements, and adherence to the Bank Secrecy Act and OFAC sanctions protocols.

Crypto.com holds over 40 money transmitter licenses, giving it a broader state-level presence than Kraken. Its U.S. operations are also CFTC-compliant, with an affiliate registered as both a Designated Contract Market and Derivatives Clearing Organization —a distinction Kraken does not share.

Like Kraken, Crypto.com is also facing litigation from the SEC. Neither platform holds an SPDI charter, and neither is involved in issuing regulated stablecoins or banking products.

Key regulation points:

• FinCEN-registered and BSA-compliant
• 40+ state-level MTLs
• CFTC-compliant with DCM/DCO registration
• Involved in SEC litigation
• No SPDI charter or stablecoin involvement
• Consistent regulatory adherence

When evaluating Kraken vs Crypto.com for U.S. compliance, both platforms maintain a high level of regulatory engagement. While Crypto.com holds more state licenses and CFTC registrations, Kraken demonstrates equal commitment to legal standards. As a result, this category ends in a tie.

Reputation & Trust – Winner: Kraken

Kraken – 4/5

When analyzing Kraken vs Crypto.com by user trust and industry reputation, Kraken emerges as a more established and transparent platform. It has a strong compliance history, although like many in the sector, it faces ongoing scrutiny from U.S. regulators including the SEC.

Kraken is known for its robust security track record and transparent practices, offering regular audits and clear fee disclosures. While it has reported minor security incidents, no major breaches have affected customer assets.

Traders value Kraken for its long-standing commitment to reliability and competitive fee structures. One notable drawback, however, is its customer support, which receives mixed reviews—primarily around slow response times.

Key reputation factors:

• Strong global regulatory posture
• Minor but managed security incidents
• Transparent audits and fee clarity
• Well-regarded trading environment
• Customer support receives mixed reviews

Crypto.com – 3/5

When evaluating Kraken vs Crypto.com in terms of user perception, Crypto.com maintains a solid reputation but faces challenges in transparency and platform complexity. While it hasn’t experienced major legal problems, some users have expressed concerns about the clarity of financial disclosures and fee structures.

Crypto.com’s strength lies in its robust security and regulatory compliance, including regional KYC and AML standards. However, its complex trading environment can be a barrier for some users, particularly when it comes to understanding staking discounts or navigating app-based features.

Customer support also remains a weak point, with many users reporting slow or inconsistent responses to service inquiries.

Key reputation factors:

• No major security breaches
• Compliant with KYC/AML standards
• Limited transparency in financial disclosures
• Complex platform structure
• Customer support responsiveness issues

When comparing Kraken vs Crypto.com on trust and brand reputation, Kraken wins this category for its transparency, established industry presence, and consistent security performance. Crypto.com remains respected, but concerns around complexity and disclosure limit its trust score.

Mobile App – Winner: Kraken

Kraken – 4/5

When comparing Kraken vs Crypto.com on mobile trading experience, Kraken delivers a simple and effective app that combines intuitive design with strong functionality. The interface is designed to be user-friendly, allowing quick navigation between markets, charts, and account settings, making it ideal for both beginners and experienced traders.

Security features are robust, with two-factor authentication and biometric login options built in. Kraken users can also rely on customizable price alerts and real-time market updates to stay informed while on the move.

The app supports advanced charting tools and includes efficient portfolio tracking and order management. It also provides 24/7 in-app customer support, giving users immediate access to help when needed.

Key mobile app features:

• Simple interface with intuitive navigation
• Biometric login and 2FA
• Advanced charting tools and alerts
• Real-time market data
• 24/7 in-app customer support

Crypto.com – 3/5

When evaluating Kraken vs Crypto.com on mobile usability, Crypto.com’s app provides a more customizable and data-rich environment, though it may feel overwhelming for some users. The app features drag-and-drop widgets, allowing users to personalize the layout and focus on specific data points like price charts or portfolio distribution.

Security is comprehensive, with multi-factor authentication and passcode protection. The app offers real-time price tracking, including profit and loss views and live balance updates. These features offer deeper insight into account performance.

However, some users report complexity in navigating the app, and customer support receives mixed feedback regarding response times. While the app offers extensive features, the learning curve may hinder new users.

Key mobile app features:

• Customizable layout with drag-and-drop tools
• Biometric and multifactor security
• Real-time tracking with PnL and balance charts
• Comprehensive portfolio insights
• In-app support with mixed reviews

When comparing Kraken vs Crypto.com on mobile trading, Kraken wins for delivering a more balanced experience with a simple interface, strong security, and responsive in-app support. Crypto.com appeals to advanced users who want deeper customization, but its complexity may hinder usability for casual traders.

Staking & Earning – Winner: Crypto.com

Crypto.com – 4/5

When analyzing Crypto.com vs Kraken for staking and earning opportunities, Crypto.com leads with a wider variety of yield options and higher reward potential. The platform supports both on-chain and DeFi staking, with APYs that reach up to 19.07% for traditional staking and up to 212.10% for select DeFi opportunities.

Crypto.com distributes staking rewards up to three times a week, offering users more frequent access to earnings. While minimum staking amounts vary by asset, users benefit from a diverse menu of supported tokens.

Unstaking comes with unbonding periods depending on the asset and blockchain involved. However, the platform charges no direct staking fees, allowing users to retain the full value of their rewards.

Key staking features:

• On-chain and DeFi staking options
• Up to 19.07% APY (on-chain), 212.10%
• Payouts up to 3x per week
• Unbonding periods apply
• No direct staking fees

Kraken – 3/5

When comparing Crypto.com vs Kraken for yield generation, Kraken offers a more straightforward staking system focused on PoS and bonded assets. It supports a variety of cryptocurrencies with APYs up to 17%, and rewards are typically distributed weekly or bi-weekly.

Kraken’s staking is highly flexible, often requiring no minimum deposit and allowing users to withdraw funds with minimal restrictions. This simplicity makes Kraken appealing for users who value ease of access over maximum yield.

However, the platform charges a 15% fee on staking rewards, which reduces net returns. While staking is secure and easy to use, Kraken does not offer DeFi staking or more frequent reward cycles.

Key staking features:

• Supports PoS and bonded staking
• Up to 17% APY
• Weekly or bi-weekly reward payouts
• No lock-up periods on most assets
• 15% fee on earned rewards

When assessing Crypto.com vs Kraken for passive income, Crypto.com wins with higher yields, more payout frequency, and no staking fees. Kraken remains a strong choice for users who prioritize simple, flexible staking with minimal withdrawal restrictions.

Futures & Derivatives – Winner: Crypto.com

Crypto.com – 4/5

When analyzing Crypto.com vs Kraken on futures and derivatives offerings, Crypto.com has the advantage in U.S. availability and regulatory compliance. The platform offers options-based derivatives such as Strike Options and UpDown Options, which are accessible in all U.S. states and follow CFTC regulations.

These products come with built-in leverage and predefined risk levels, enabling users to speculate on short-term price movements or hedge existing positions. While the feature set is tailored for simplicity, it offers regulated exposure to crypto derivatives in the U.S. market—something Kraken does not provide.

Crypto.com’s structured products provide a compliant and accessible entry point for derivatives trading.

Key derivatives features:

• Available in all U.S. states
• CFTC-regulated
• Strike and UpDown Options with built-in leverage
• Simple interface for structured options
• U.S.-compliant trading access

Kraken – 1/5

When evaluating Crypto.com vs Kraken for derivatives trading, Kraken falls short for U.S.-based users. Its futures offerings are not available in the United States due to regulatory restrictions. Globally, Kraken does offer access to over 300 perpetual futures contracts and supports leverage up to 50x.

Kraken operates a regulated derivatives venue in Bermuda and supports advanced tools for position management and analytics. While these features appeal to experienced traders abroad, U.S. customers cannot access them.

The platform’s futures support includes both perpetual and fixed-maturity contracts, offering flexible hedging strategies outside the U.S. market.

Key derivatives features:

• 300+ perpetual futures contracts (non-U.S.)
• Up to 50x leverage
• Regulated derivatives venue in Bermuda
• No access for U.S. users
• Advanced tools for global users

When comparing Crypto.com vs Kraken on derivatives, Crypto.com wins for offering accessible, compliant products to U.S. users. Kraken excels internationally but lacks availability in key markets like the U.S.

Supported Fiat Currencies – Winner: Crypto.com

Crypto.com – 5/5

When comparing Crypto.com vs Kraken on fiat support, Crypto.com takes the lead with a significantly broader range of supported currencies. In addition to USD, EUR, and GBP, the platform supports over 20 fiat currencies, including popular and regional options that give users around the world more flexibility.

Crypto.com allows users in multiple countries to purchase crypto using their local currencies, helping to avoid extra fees from conversions. This makes the platform especially convenient for emerging market users.

While business settlements are limited to USD, EUR, AUD, and GBP, the platform’s support for over two dozen fiat currencies enhances accessibility.

Key fiat currency features:

• USD, EUR, GBP, AUD for settlement
• 20+ additional fiat currencies supported
• Direct local currency purchases
• Greater convenience for global users

Kraken – 3/5

When assessing Crypto.com vs Kraken in fiat currency support, Kraken covers seven major currencies, which is sufficient for most users but lacks the global coverage of Crypto.com. Supported currencies include USD, EUR, GBP, CAD, AUD, CHF, and JPY.

This range ensures Kraken can serve customers across North America, Europe, Japan, and Australia, but it doesn’t support less common fiat currencies that are important in emerging markets.

Kraken remains a good choice for users transacting in major financial hubs, but it falls short for those looking for broader currency access.

Key fiat currency features:

• Supports USD, EUR, GBP, CAD, AUD, CHF, JPY
• Solid coverage in developed markets
• No support for additional regional currencies
• Limited flexibility for global users

When evaluating Kraken vs Crypto.com, Crypto.com clearly wins this category with broader fiat support and better accessibility for global users who want to buy crypto in their local currency.

Learning Resources – Winner: Kraken

Kraken – 4/5

When comparing Kraken vs Crypto.com for educational support, Kraken offers a broad and structured selection of learning resources. The platform features a regularly updated blog with educational articles and market insights to help users stay informed about crypto trends and developments.

Kraken’s Learn Center provides a mix of video and written content covering blockchain basics, cryptocurrency guides, and NFT education. It also includes webinars on topics like Bitcoin and decentralized finance , allowing users to gain expert knowledge in an interactive format.

For in-depth analysis, Kraken publishes detailed research through its Kraken Intelligence reports. While the platform does not offer podcasts, its combination of learning formats is extensive and well-suited to users of all experience levels.

Key learning features:

• Educational blog with market trends
• Learn Center with articles and video tutorials
• Webinars on Bitcoin, DeFi, and crypto topics
• Kraken Intelligence market reports
• No podcast, but strong multimedia coverage

Crypto.com – 3/5

When evaluating Kraken vs Crypto.com in terms of user education, Crypto.com provides a solid foundation, though with a narrower format. The Crypto.com University features interactive learning with courses, quizzes, and missions that guide users through key crypto concepts.

The platform does not have a blog or host webinars, which limits its ability to provide regular updates or live educational content. While official video tutorials are not included, third-party video guides are available online for self-learners.

Crypto.com compensates with its Research & Insights reports, which deliver market overviews and trend analysis, but the overall selection of educational tools is less diverse compared to Kraken.

Key learning features:

• Crypto.com University with courses and quizzes
• No official blog or video tutorials
• No webinars or podcasts
• Research & Insights market reports available
• Reliant on third-party content for visual learners

When assessing Kraken vs Crypto.com on learning support, Kraken wins this category due to its comprehensive range of learning tools, including videos, articles, webinars, and in-depth market research. Crypto.com offers strong fundamentals but lacks breadth in content types and educational interactivity.

NFT Marketplaces – Winner: Crypto.com

Crypto.com – 4/5

When reviewing Crypto.com vs Kraken on NFT functionality, Crypto.com comes out ahead with a live, fully integrated NFT marketplace. Built on the Cronos blockchain, the platform supports major NFT standards like ERC-721 and ERC-1155, allowing users to buy, sell, and mint digital collectibles directly from their Crypto.com accounts.

Users can make payments in CRO, USDC, or even via credit card, offering easy access for both crypto-savvy and traditional users. The platform features collections from well-known artists and creators, and continues to add new features to improve the marketplace experience.

While customer support is noted as an area for improvement, the platform’s ongoing development makes it a strong choice for NFT enthusiasts.

Key NFT features:

• Active marketplace on Cronos blockchain
• Supports ERC-721 and ERC-1155 NFTs
• Payments via CRO, USDC, or credit cards
• Minting and buying available in-app
• Continuous feature expansion

Kraken – 0/5

When comparing Crypto.com vs Kraken in the NFT space, Kraken no longer maintains an active NFT marketplace. Initially launched in November 2022 with support for Ethereum, Solana, and Polygon NFTs, the platform offered gas-free trading and the ability to pay in crypto or fiat.

However, the marketplace suffered from low activity and limited user engagement. Updates ceased by November 2024, and the service officially shut down in February 2025, leaving only NFT withdrawal functions available during the sunset period.

As of now, Kraken does not offer any NFT trading or browsing capabilities.

Key NFT features:

• Marketplace shut down in February 2025
• Previously supported Ethereum, Solana, Polygon
• Offered gas-free trading
• No current NFT functionality

When comparing Kraken vs Crypto.com for NFT capabilities, Crypto.com is the clear winner with an active, accessible marketplace and multi-chain support. Kraken has exited the NFT space entirely.

Insurance & Fund Protection – Winner: Crypto.com

Crypto.com – 4/5

When comparing Crypto.com vs Kraken for insurance coverage, Crypto.com provides broader protections for user funds. The platform maintains limited insurance for digital assets held in hot wallets and has secured a $750 million insurance policy to cover potential losses resulting from security breaches.

In addition, U.S. dollar balances held in regulated U.S. banks are protected by FDIC insurance up to $250,000 per account, giving U.S. users an extra layer of reassurance.

While full details about asset coverage aren’t disclosed publicly, the existence of structured protections marks a significant advantage for risk-averse users.

Key insurance features:

• $750M policy for digital asset coverage
• Limited insurance on hot wallets
• FDIC insurance for USD deposits up to $250,000
• No cold wallet insurance

Kraken – 0/5

When evaluating Crypto.com vs Kraken on fund protection, Kraken currently does not offer insurance coverage for either hot or cold wallet storage. This means that, in the event of a security breach or theft, users have no recourse for recovering lost funds through an insurance mechanism.

USD deposits are also not protected by FDIC insurance, which is a common standard among regulated U.S.-based financial platforms.

While Kraken does implement strong internal security measures, the lack of explicit coverage leaves user funds more exposed in the unlikely event of a platform compromise.

Key insurance features:

• No insurance for cold wallet storage
• No insurance for hot wallet storage
• No FDIC coverage for USD
• User bears full custodial risk

When assessing Kraken vs Crypto.com for asset protection, Crypto.com wins with its secured insurance policies, hot wallet protection, and FDIC coverage for fiat balances. Kraken’s lack of insurance is a significant gap in user fund security.

KYC/AML – Winner: Crypto.com

Crypto.com – 5/5

When comparing Crypto.com vs Kraken on KYC and AML standards, Crypto.com adopts a more stringent onboarding approach with mandatory selfie verification for all new users. This extra layer of biometric verification enhances identity accuracy and reduces the risk of fraud.

The platform also requires full name, date of birth, government-issued ID, and proof of address as part of its multi-step verification process. AML systems actively monitor transactions for suspicious activity, and Crypto.com reports potential violations in accordance with international compliance laws.

Its consistent enforcement of sanctions screening and suspicious activity reporting underscores its strong compliance posture.

Key KYC/AML features:

• Mandatory selfie verification during onboarding
• Requires name, DOB, government ID, and address
• AML transaction monitoring and sanctions screening
• Submits SARs to authorities
• Standardized across all regions

Kraken – 4/5

When evaluating Crypto.com vs Kraken for identity verification, Kraken enforces robust standards but allows slightly more flexibility. While Kraken requires full personal details and government-issued ID, it does not mandate selfie verification unless an account is flagged for further review.

Kraken enforces AML monitoring, sanctions screening, and suspicious activity reporting in line with FinCEN and other regulatory bodies. The exchange has a long-standing reputation for regulatory compliance and adapts quickly to evolving requirements.

Although its KYC process is secure and well-established, the optional selfie step results in slightly looser controls during account creation.

Key KYC/AML features:

• Name, DOB, ID, and address required
• Optional selfie unless flagged
• Full AML and sanctions screening
• SARs filed with regulators
• Strong global compliance history

When analyzing Kraken vs Crypto.com for compliance, Crypto.com wins due to stricter onboarding standards and mandatory biometric verification. Kraken offers high compliance but with more flexibility at the initial sign-up stage.

Liquidity – Winner: Kraken

Kraken – 4/5

When evaluating Kraken vs Crypto.com on liquidity, Kraken has a significant advantage due to its deep order books, high trade volumes, and stable pricing. As the largest exchange by euro trading volume, Kraken ensures efficient order execution with minimal slippage across major pairs.

The platform maintains competitive spreads—as low as 1 pip—and uses tiered maker fees starting at 0.16% and falling to 0.00% for top-tier users. These conditions attract both retail and institutional participants, resulting in a highly liquid trading environment.

Kraken’s active user base and diverse funding channels further support market stability and consistent volume.

Key liquidity features:

• Largest euro-volume exchange
• Tight spreads and deep order books
• Maker fees from 0.16% to 0.00%
• Strong institutional and retail presence
• Constant liquidity monitoring and optimization

Crypto.com – 3.8/5

When assessing Kraken vs Crypto.com in liquidity terms, Crypto.com also holds a strong market position, supported by over 80 million users and a large trading community. However, the platform’s trading fees—up to 0.3%—may deter high-frequency traders and affect overall liquidity depth.

While specific trading volume data is not publicly disclosed, the user base suggests active market activity. That said, historical incidents such as the January 2022 breach, and the Cronos token’s post-FTX decline, have impacted market confidence and liquidity perceptions.

Crypto.com continues to offer a broad range of trading pairs, but lacks Kraken’s infrastructure for consistent volume execution.

Key liquidity features:

• Over 80 million users
• Higher fees may hinder trading velocity
• Past events affected liquidity sentiment
• Trading volume not transparently published
• Wide pair coverage but less depth

When evaluating Kraken vs Crypto.com for liquidity, Kraken wins due to transparent trading volume, tighter spreads, and more consistent order book depth. Crypto.com performs well but is held back by higher fees and market trust fluctuations.

Supported Wallets – Winner: Crypto.com

Crypto.com – 5/5

When comparing Crypto.com vs Kraken on wallet support, Crypto.com offers a significantly broader range of options for both retail and institutional users. It supports popular third-party wallets including Trust Wallet, MetaMask, and Exodus Wallet, as well as institutional-grade solutions like Fireblocks.

In addition, Crypto.com provides its own DeFi Wallet, offering users full control of their private keys and access to DeFi protocols. This combination of custodial and non-custodial options creates flexibility for various user preferences and risk profiles.

The platform supports hardware wallets such as Ledger and Trezor, further strengthening user security.

Key wallet features:

• Trust Wallet, MetaMask, Exodus supported
• Crypto.com DeFi Wallet available
• Fireblocks integration for institutional users
• Ledger and Trezor support
• Broad compatibility for all user types

Kraken – 3/5

When evaluating wallet compatibility between Crypto.com vs Kraken, Kraken offers a more limited set of options. It supports its proprietary Kraken Wallet and connects with major hardware wallets like Ledger and Trezor. MetaMask is also supported for Web3 users.

However, Kraken lacks integration with several popular third-party wallets, including Trust Wallet, Exodus, and Fireblocks. This limited compatibility may require users to rely on external tools or move assets manually, which can affect user experience.

Key wallet features:

• Supports Ledger, Trezor, MetaMask
• Kraken Wallet provided
• No Trust Wallet, Exodus, or Fireblocks support
• Fewer external integrations

When comparing Kraken vs Crypto.com for wallet flexibility, Crypto.com wins with broader compatibility across both retail and institutional wallets, as well as integrated DeFi features. Kraken remains secure but less versatile.

Kraken vs Crypto.com – Final Score 8:9

When comparing Kraken vs Crypto.com, it’s clear that each platform has strengths suited for different users.

Crypto.com stands out for its larger cryptocurrency selection, lower trading fees, strong staking options, and comprehensive wallet support.

It’s the better choice for users seeking a wide range of assets, competitive fees, and integrated DeFi solutions.

However, Kraken takes the lead in security, reputation, regulatory compliance, and liquidity.

Its advanced trading tools, transparent fee structure, and strong customer trust make it the preferred option for experienced traders and those prioritizing safety.

Ultimately, the choice depends on your needs. If you prioritize security, regulatory trust, and deep liquidity, Kraken is the better platform.

Both platforms are reputable, but overall, Crypto.com has a slight edge.

Why Trust Us

At CryptoManiaks, we take cryptocurrency research seriously to provide accurate and trustworthy information.

Our team consists of experienced crypto traders and analysts who have tested and reviewed both Kraken and Crypto.com to offer expert insights.

We actively engage with the crypto community and gather feedback from real users to ensure our evaluations reflect genuine experiences.

Transparency remains essential in our process. We highlight each platform’s strengths and weaknesses to help you make an informed decision.

Furthermore, every piece of content, including this Kraken vs Crypto.com comparison, undergoes thorough review by multiple experts to maintain accuracy and reliability before publication.

FAQ

1. 01.

   How does the security of Kraken compare to Crypto.com?

   

   Kraken and Crypto.com both prioritize security, but Kraken has a stronger track record. It stores 95% of deposits in offline cold storage, uses two-factor authentication , and has top-tier certifications like ISO/IEC 27001. Kraken also conducts regular security tests and has never experienced a major breach. Crypto.com also uses cold storage, supports multi-factor authentication , and offers withdrawal address whitelisting. However, it suffered a major breach in 2022, losing $33.8 million. Since then, it has improved security with features like withdrawal address whitelisting and a bug bounty program. Overall, Kraken has a cleaner security history, while Crypto.com has enhanced its protections after past vulnerabilities.

2. 02.

   What cryptocurrencies can I trade on Kraken?

   

   Kraken offers a wide range of cryptocurrencies for trading, including major ones like Bitcoin , Ethereum , Litecoin , and Ripple . It also supports popular altcoins such as Chainlink , Cardano , Solana , and Polkadot . Stablecoins like Tether and PAX Gold are available as well. DeFi and other tokens, including Aave , Uniswap , and The Sandbox , can also be traded. Some coins, like Shiba Inu and ApeCoin , have limited trading pairs. For a full list, check Kraken’s official support pages.

3. 03.

   What cryptocurrencies can I trade on Crypto.com?

   

   Crypto.com supports a wide range of cryptocurrencies for trading, including major coins like Bitcoin , Ethereum , Ripple , Solana , Cardano , Dogecoin , and Shiba Inu . It also offers stablecoins such as Tether , USD Coin , and Binance USD . Other notable coins include Polkadot , Chainlink , Aave , and Cronos . With over 400 listed coins and 640+ trading pairs, it covers various sectors like DeFi and gaming. For the latest offerings, check Crypto.com’s website.

4. 04.

   Is Crypto.com or Kraken more user-friendly?

   

   Crypto.com is easier to use than Kraken, especially for beginners. It has a clean and visually appealing interface that makes navigation simple. The mobile app is highly rated because of its straightforward design. It includes useful features like price alerts and a noncustodial wallet. Kraken has a minimalist layout that focuses on efficiency, but some users find the new interface less functional than before. It offers two platforms: Kraken for beginners and Kraken Pro for advanced traders. Crypto.com is better for those who want an intuitive experience, while Kraken is ideal for users who need professional trading features.

5. 05.

   What advanced features does Kraken offer?

   

   Kraken offers advanced features for experienced traders and institutions. It supports margin trading with up to 5x leverage and futures trading with up to 50x leverage for higher potential gains. OTC trading is available for large transactions, while Kraken Pro offers advanced order types like Market, Limit, Stop-Loss, and Take-Profit. Users can also stake cryptocurrencies to earn rewards, trade NFTs, and use API access for automation. Kraken provides intermediate and pro accounts, with pro users gaining higher limits and exclusive features. These tools make Kraken a powerful platform for sophisticated trading strategies and institutional-level transactions.

6. 06.

   What advanced features does Crypto.com offer?

   

   Crypto.com provides advanced features for traders who want more control over their investments. The platform offers real-time price charts and a customizable interface that helps users track market trends. It supports different order types such as market, limit, and stop orders to match various strategies. Dual Invest allows users to earn rewards on cryptocurrencies regardless of price changes. Crypto.com Prime caters to high-net-worth traders by offering premium trade quotes and up to 5x margin. Other features include staking, lending, an NFT marketplace, automated trading bots, and crypto cards that make cryptocurrency spending easier in everyday transactions.